Dave Ramsey. Everyone in the financial world has an opinion when his name comes up, one way or the other. People love him, or dislike him and his entire approach to finance. ME? What do I think? Aw, well I’m so glad you asked.
Josh and I have always balanced this fine line of wanting to be healthy (going to the gym and eating right) and not wanting to spend money.
People as a whole have developed high expectations ourselves and everyone around us. But sometimes when the expected happens, why does it catch us by surprise? Shouldn’t we be prepared for it?
I spent the first 28 years of my life in Pittsburgh PA. If you don’t know, Pittsburgh spends 7 months a year inside. Why? There’s rarely sunshine! 7 months of overcast, cold weather in the winter.
When it comes to savings rate, we want to compete with the best! Savings rate is one data point we love tracking to make sure we’re striding in the direction of financial independence.