We Don’t Talk Money in This House

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Through most of my years of high school, my family took the “we don’t talk about money” approach. I never really asked why either. One of the qualities I hated about myself. I never asked why enough, or at all. My parents fought about money like most husband and wife do. They tried to hide it behind closed doors, but I knew. Mom blamed Dad; Dad blamed Mom the usual merry-go-round. When that stopped though, the facts remained, my parents were poor managing money. Sorry, Mom and Dad, but this is an important piece of how I got to where I am. I also want to be transparent with this group, and I can’t do that with half truths.

So when I got a job in high school, guess what I did? That’s right!! I did the same crap my parents did. I made some, I spent some. I made more, I spent more. I made a lot more, I spent all of it. A study from PBS shows kids have their money habits by age 7. AGE 7!!!!

It was the same routine my parents went through. I had exactly the amount I needed every month to party and have fun. Funny how that works, right? Again, I didn’t ask why. I just knew what I was doing was working for me at the moment. I saved precisely $0.

I made more than enough to live for my age. I just couldn’t handle money. You couldn’t tell me that though. I had enough to go out to the bars and clubs every night and spent every dollar I made. To me, that was managing money well. The ladies loved it though!

“Free drinks on some random guy who apparently doesn’t like his money? Yes please!”

After I got my first job, my parents took me to open a checking account. Outside of that, I had very little financial education. I was shooting in the dark. Trial and error. That’s all I had to go on. To be quite honest with you, I didn’t even think about money that much. I just know you go out and get a job, make money, and pay bills. Spending everything else was what I did. The end.

I’m sure you can see how this financial mindset was going to serve me well going into college…..

-Josh

This Post Has 2 Comments

  1. You’d be surprised at home many people have a similar background. The great thing is, you could start your journey toward financial independence at 30 or 40 and still reach it before most people retire. It’s all about having the mindset and taking the necessary steps. Just blogging about it shows you’re on the right track now. 🙂

    1. Thanks for the support Jane!
      We really hope that sharing our journey opens up financial conversations within household and ultimately takes the taboo out of talking finance all together. It’s a very important conversation to have. That’s how we come up with great ideas, right?

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