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Phone: (727) 619-4443
Email: josh@mindfulmoneyhabits.com
jess@mindfulmoneyhabits.com
Address: P.O. Box 8271 Seminole, FL 33775.
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  • What 3 emojis would you choose to represent how you feel about your finances right now? We’d be a solid 💪🙌😬 (That last one is because we keep using too much of our cash to buy stocks haha). . Happy #WorldEmojiDay! . 👇Drop yours below:
  • If you dropped your smartphone in the toilet today, would it be an emergency? ⁠ ⁠ [Assuming you didn't have insurance, 40% of you wouldn't be getting a new one without going into debt for it.]⁠ ⁠ How can we come up with $400 for a smartphone every 2 years, but can't save that amount in case our transportation to our source of income breaks down? ⁠ ⁠ Are you reading this on your smartphone? ⁠ What's your emergency fund look like?
  • Read any good books lately? ⁠ ⁠ A study from the PEW Research Center has shown that the number of adults who have not read a single book in a year has tripled since 1978.⁠ ⁠ In 2017, the average American spent more than 2 hours 45 minutes per day (EVERY DAY) watching TV. ⁠ ⁠ We've started making it a priority to leave our phones in the other room when we sleep, so that the first thing we do when we wake up is grab a book.⁠ ⁠ Currently reading-⁠ 📖 Josh: The E-Myth⁠ 📖 Jess: The Power of Your Subconscious Mind⁠ ⁠
  • Just finished reading The Latte Factor by David Bach. It wasn't anything earth-shattering for me, but overall, it was a great book. What I liked about it: 💚 It’s written as a story rather than just “here’s what you should do” personal development type book... which makes it a super easy read. It only took me a couple of days. 💚 Has a great grasp on some pretty important concepts for saving money and increasing wealth. 💚 It doesn’t tell you that you have to give up your latte (unless you want to!). What I felt meh about: ☕️ It didn’t give me a ton of information that I didn’t already know. But that doesn’t make it a bad book at all, just maybe more for someone just starting out in their finance journey. ☕️ One concept felt slightly unrealistic to me, but perhaps there was just a lack of explaining how they got to that point. I needed a little bit more of the specifics I guess. I’m thinking that I’d want to give this book as a graduation gift! Great lessons to learn early on. 🤩 I’m curious as to what others have thought. If you read it, did you like? ⁠ ⁠ ⁠
  • What do you hate doing that you would pay somebody else to do (when you're debt free)?⁠ ⁠ 🧹For us, it's cleaning the house. With Josh coaching full-time and Jess traveling for her job, it's something that we didn't want to devote a large chunk of time to each month anymore.⁠ ⁠ 🕞This time could be much better spent helping others become financially free or empowering teachers and students around the globe, bettering ourselves, or simply spending time together.⁠ ⁠ Bill Gates was asked how he accomplishes all he does and still finds time for the things he loves. He responded, "I don't cut my grass." ⁠ ⁠ 💸There's value in recognizing what your time is worth. So often we get caught up trading our time for money, that we don't realize that our time is actually more valuable than the money itself. One can be replenished and one cannot.
  • We often see the quote of “get so financially secure that you forget it’s payday,” but honestly we're counting it as a huge win that we no longer think twice about getting the guacamole.⁠ ⁠ No shame, anyone here skip the guacamole at @Chipotle every once in a while, waiting on payday? 🙋‍♂️⁠ Been there.⁠ ⁠ ⁠ Financial security takes many forms.⁠..🥑🥑⁠ ⁠(What can we say, we're obviously Millennials).⁠
  • Is anyone here willing to make themselves extremely cash poor to hit a high savings rate? 🙋‍♂️🙋‍♀️⁠ ⁠ We are always conscious of tracking our savings (knowing that at this rate, we'd only have to work for 8 more years), but sometimes we get a little overzealous. June was one of those months. 🤣 We feel both proud and poor, so if you want us to hang out anytime soon, the answer is no - unless it's at our house and you're bringing the food.⁠ ⁠ ⁠
  • What is a financially friendly habit you're most proud of? ⁠ ⁠ We recently heard a statistic which stated that up to 80% of your day is done through unconscious habit.⁠ ⁠ How many money problems have nothing to do with the money itself, but with the habits that we have developed?⁠ ⁠ How often do you examine your routines and ask why? - Why do I do go to this specific grocery store vs. another? ⁠ - Why do I drive the car that I drive? ⁠ - Why do I buy my coffee at Starbucks instead of brewing at home? ⁠ - Why do I take the route to work that I do? When we start examining our routines and breaking down the why behind our unconscious spending, we can create habits to better serve our pockets. ⁠ ⁠ A few Mindful Money Habits for you:⁠ * Brew your coffee at home and spend the 4 minutes in quiet, setting your intention for the day. ⁠ * Instead of spending your last hour at work scrolling Instagram, put together a grocery list.⁠ * Take a route home from work that allows you to pick up groceries on the way instead of taking a separate trip (eco and financially friendly!).
  • No, this isn't about the kind of fire you're thinking of... ⁠ 🔥🔥⁠ The FIRE movement is a group of finance enthusiasts focused on financial independence and retiring early through intentional spending and high savings rates. ⁠ ⁠ We're going out to support some of the pioneers of the FIRE community on July 10, watching a documentary they put together to get the message mainstreamed. There's still some tickets for sale - if you're in Florida, we'd love for you to join us! It's a great way to connect with like-minded individuals. ⁠ ⁠ Those not local - check out playingwithfire.co to see if/when the documentary is playing near you!⁠ ⁠ Who here has aspirations of retiring early?
  • Take. Risks.⁠ ⁠ In June of 2017, I was at a conference in San Antonio and decided to put myself out there, get in situations where I was totally uncomfortable. I networked like crazy, went to events, spoke up more, met so many people that were “out of my league,” presented in front of 100s of people. ⁠ This table is where I sat with some people that I really admired. Never would I imagine that they would become my coworkers and friends years later.⁠ A year later at that conference, I walked up to those same people and asked for a job. Took a risk, went out on a limb. Worst they could say was no. ⁠ I was on a work trip recently in San Antonio and passed by that same table and couldn’t help to laugh, thinking about how much I had put myself out there... but also how much it paid off.⁠ I was at that same conference this past week, seeing it from a totally different angle, knowing that the risks were 100% worth the reward. So much more often when we step in faith rather than fear, goodness follows. What’s a time that you took a leap of faith that totally paid off?

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